Extreme weather can and will happen. Floods and flash floods can occur all over the state. Hurricanes are the most severe natural events that will drive destructive flood waters into your home, but they are far from the only danger. Torrential rains, clogged sewer drains, soaked grounds and snow melt will contribute to catastrophic flood emergencies.
There have been several "Federal Emergency Declarations" in the past several years, from tropical depressions, to severe hurricanes. We will probably never see an intense storm like Katrina or Ike (fingers crossed) again, but that does not mean there aren't other potential flood dangers facing us here in Maryland.
What is the real danger? The danger I'm talking about is not carrying a flood insurance policy. Even one inch of water in your home could cost you thousands of dollars in damages.